30 year Term Life Insurance For People in their forties (40's)

Examples of 30 year term policy prices if you are in your forties (40-49).

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Prices per month shown

30 year term - Woman - non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $16.89 $31.15 $36.40 $47.08 $57.61 $105.00
41 Years Old $18.03 $33.43 $39.29 $50.86 $61.66 $113.86
42 Years Old $18.81 $35.00 $42.18 $54.46 $66.16 $122.86
43 Years Old $19.95 $37.28 $45.85 $58.78 $71.56 $132.76
44 Years Old $21.18 $39.73 $49.24 $63.10 $76.96 $143.56
45 Years Old $22.66 $42.00 $52.75 $67.78 $82.81 $154.36
46 Years Old $24.33 $46.00 $57.34 $73.90 $90.46 $169.66
47 Years Old $27.30 $50.14 $62.20 $80.38 $98.56 $186.76
48 Years Old $30.80 $54.64 $67.87 $87.94 $108.01 $203.86
49 Years Old $33.22 $58.78 $73.00 $94.78 $116.56 $221.86

 

30 year term - Man - non-smoking

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $21.53 $39.16 `$47.08 $60.22 $73.36 $134.75
41 Years Old $23.36 $42.58 $51.40 $65.98 $80.56 $148.75
42 Years Old $25.38 $46.18 $56.53 $72.82 $89.11 $164.26
43 Years Old $27.65 $49.42 $61.12 $78.94 $96.76 $179.56
44 Years Old $29.93 $53.02 $66.52 $86.14 $105.76 $195.76
45 Years Old $32.20 $57.34 $72.46 $94.06 $115.66 $213.76
46 Years Old $33.86 $63.28 $79.75 $103.78 $127.31 $236.26
47 Years Old $36.75 $69.30 $87.85 $114.58 $136.50 $255.50
48 Years Old $40.08 $74.90 $97.03 $126.82 $147.88 $277.38
49 Years Old $43.23 $81.20 $106.48 $139.42 $162.31 $305.38

 

 

 

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30 year term - Woman smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $32.81 $60.38 $87.94 $115.50 $143.06 $280.88
41 Years Old $34.91 $64.58 $94.24 $123.90 $153.56 $301.88
42 Years Old $37.01 $68.78 $100.54 $132.30 $164.06 $322.88
43 Years Old $39.11 $72.98 $106.84 $140.70 $174.56 $343.88
44 Years Old $41.21 $77.18 $113.14 $149.10 $185.06 $364.88
45 Years Old $43.23 $81.20 $119.18 $157.15 $195.13 $385.00
46 Years Old $67.20 $130.11 $168.63 $223.42 $273.49 $542.70
47 Years Old $73.10 $141.92 $184.30 $244.30 $299.17 $594.06
48 Years Old $79.69 $155.11 $201.50 $267.24 $326.99 $649.70
49 Years Old $86.80 $169.32 $220.25 $292.24 $357.81 $711.34

 

30 year term - Man smoker

AGE $100,000 $200,000 $300,000 $400,000 $500,000 $1,000,000
40 Years Old $47.78 $90.30 $132.83 $175.35 $217.88 $430.50
41 Years Old $51.63 $98.00 $144.38 $190.75 $237.13 $469.00
42 Years Old $55.48 $105.70 $155.93 $206.15 $256.38 $507.50
43 Years Old $59.24 $113.23 $167.21 $221.20 $275.19 $545.13
44 Years Old $63.09 $120.93 $178.76 $236.60 $294.44 $583.63
45 Years Old $66.94 $128.63 $190.31 $252.00 $313.69 $622.13
46 Years Old $86.63 $170.63 $246.49 $327.78 $407.03 $807.63
47 Years Old $93.98 $185.33 $265.91 $353.68 $435.31 $859.25
48 Years Old $103.08 $203.53 $289.80 $385.53 $469.44 $924.00
49 Years Old $114.45 $225.13 $319.99 $425.78 $513.19 $1,007.13

 

 

 

 

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