10 year Term Life Insurance For People in their forties (40's)
Some examples of 10 year term policies if you are in your forties.
Prices per month shown
10 year term - Woman (smoker)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 40 Years Old | $16.63 | $28.00 | $39.38 | $50.75 | $62.13 | $119.00 |
| 41 Years Old | $17.41 | $29.58 | $41.74 | $53.90 | $66.06 | $126.88 |
| 42 Years Old | $18.20 | $31.15 | $44.10 | $57.05 | $70.00 | $134.75 |
| 43 Years Old | $19.08 | $32.90 | $46.73 | $60.55 | $74.38 | $143.50 |
| 44 Years Old | $19.86 | $34.48 | $49.09 | $63.70 | $78.31 | $151.38 |
| 45 Years Old | $20.74 | $36.23 | $51.71 | $67.20 | $82.69 | $160.13 |
| 46 Years Old | $22.23 | $39.20 | $56.18 | $73.15 | $90.13 | $175.00 |
| 47 Years Old | $23.80 | $42.35 | $60.90 | $79.45 | $98.00 | $190.75 |
| 48 Years Old | $25.29 | $45.33 | $65.36 | $85.40 | $105.44 | $205.63 |
| 49 Years Old | $26.86 | $48.48 | $70.09 | $91.70 | $113.31 | $221.38 |
10 year term - Man (smoker)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 40 years of age | $20.48 | $35.70 | $50.93 | $66.15 | $81.38 | $157.50 |
| 41 years of age | $21.61 | $37.98 | $54.34 | $70.70 | $87.06 | $168.88 |
| 42 years of age | $22.84 | $40.43 | $58.01 | $75.60 | $93.19 | $181.13 |
| 43 years of age | $23.98 | $42.70 | $61.43 | $80.15 | $98.88 | $192.50 |
| 44 years of age | $25.11 | $44.98 | $64.84 | $84.70 | $104.56 | $203.88 |
| 45 years of age | $26.34 | $47.43 | $68.51 | $89.60 | $110.69 | $216.13 |
| 46 years of age | $28.96 | $52.68 | $76.39 | $100.10 | $123.81 | $242.38 |
| 47 years of age | $31.76 | $58.28 | $84.79 | $111.30 | $137.81 | $270.38 |
| 48 years of age | $34.48 | $63.70 | $92.93 | $122.15 | $151.38 | $297.50 |
| 49 years of age | $37.19 | $69.13 | $101.06 | $133.00 | $164.94 | $324.63 |
10 year term - Woman (non-smoking)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 40 Years Old | $10.06 | $15.75 | $15.93 | $19.78 | $23.63 | $42.00 |
| 41 Years Old | $10.59 | $16.80 | $17.50 | $21.88 | $25.81 | $45.94 |
| 42 Years Old | $11.29 | $17.76 | $19.08 | $23.89 | $28.00 | $50.31 |
| 43 Years Old | $11.90 | $18.46 | $20.91 | $25.99 | $30.63 | $55.56 |
| 44 Years Old | $12.43 | $19.16 | $22.58 | $28.35 | $32.38 | $59.50 |
| 45 Years Old | $12.95 | $20.21 | $24.06 | $30.19 | $35.00 | $64.75 |
| 46 Years Old | $13.48 | $21.26 | $25.38 | $31.94 | $37.63 | $70.00 |
| 47 Years Old | $14.09 | $22.49 | $26.95 | $34.04 | $40.25 | $74.76 |
| 48 Years Old | $14.70 | $23.71 | $28.30 | $35.96 | $42.72 | $79.21 |
| 49 Years Old | $15.49 | $25.29 | $29.90 | $38.09 | $45.39 | $84.55 |
10 year term - Man (non-smoking)
| AGE | $100,000 | $200,000 | $300,000 | $400,000 | $500,000 | $1,000,000 |
| 40 Years Old | $10.41 | $16.45 | $18.03 | $22.58 | $27.13 | $48.13 |
| 41 Years Old | $11.03 | $17.68 | $19.60 | $24.68 | $29.75 | $52.50 |
| 42 Years Old | $11.64 | $18.90 | $21.18 | $26.78 | $32.38 | $57.75 |
| 43 Years Old | $12.43 | $20.48 | $23.28 | $29.58 | $35.44 | $63.64 |
| 44 Years Old | $13.21 | $22.05 | $25.38 | $32.38 | $39.38 | $68.09 |
| 45 Years Old | $14.18 | $23.54 | $27.74 | $35.53 | $42.44 | $75.15 |
| 46 Years Old | $15.23 | $25.29 | $30.36 | $38.59 | $45.50 | $81.44 |
| 47 Years Old | $16.36 | $27.04 | $32.73 | $41.74 | $49.44 | $88.65 |
| 48 Years Old | $17.41 | $29.14 | $35.09 | $44.89 | $53.38 | $97.65 |
| 49 Years Old | $18.64 | $31.59 | $37.98 | $48.74 | $58.19 | $104.13 |